What Not to Say to Your Insurance Company after an Accident
The aftermath of a car accident can be a very trying and stressful time in your life. Along with dealing with potentially serious injuries, you also have to speak with your insurance company and report the accident so you can potentially receive financial benefits to help pay for damage to the vehicles involved as well as medical bills. Speaking with your insurance company after an accident may be overwhelming or frightening, especially if you have never been in an accident before.
When speaking to your insurance company, it is important to remember what you should and should not say to an agent as certain statements might compromise your efforts to recover financial compensation if you have been hurt in a crash caused by another driver. Contact the San Antonio car accident attorneys of Chris Mayo Injury Lawyers at (210) 999-9999 before you consult with your insurance company.
Speaking with Your Insurance Agent
Many people are unsure how to speak with their insurance agent after an accident. The following are statements which you should avoid making to an insurer when attempting to resolve the matter or to file a claim:
- “The car accident was my fault” – when you admit guilt in an accident, you severely harm any chance of receiving financial compensation from your insurance company or in a personal injury lawsuit.
- “I’m not hurt” – if you claim you have no injuries before actually seeing a physician you may lose out on access to compensation for injuries which are slow to develop or which you have not yet felt due to being in shock.
- “I accept the offer” – typically, an insurance company’s initial offer is unlikely to represent a full and fair payment under the terms of the governing policy, so it is strongly advisable to consult with an attorney before accepting any settlement
Do not delay seeking legal counsel if you have been hurt in a car accident and want to avoid making costly mistakes in reporting the incident to your insurance company or another motorist’s. Contact the San Antonio car accident attorneys of Chris Mayo Injury Lawyers by calling (210) 999-9999 today.